Driving carries a lot of responsibility when you’re out on the road, which is why it’s important to be sure to be keeping a sharp eye out for your fellow drivers. For one reason or another, however, you could find yourself in the middle of an accident for which you aren’t at fault. It can sometimes be a hassle when you’re trying to win your claim and get your dues, but you don’t have to stress. Today, we’ll show you how to win your insurance claim if you get in an accident so you can have one less thing to worry about should it happen.
What to do at the scene of the accident
It’s at this point we should mention that a dash cam is always a solid investment if you’re involved in a front-facing collision. This way, you can be sure that any fault from the other driver is caught on tape.
First things first, however, at the scene of the accident you should be sure to check and see if everyone is alright, then exchange insurance information with the driver who you’ve collided with. This way, it’ll be easier to file a claim and explain your case. In addition, it doesn’t hurt to take some pictures of the crash or talk to eyewitnesses in the area, who can back you up when it’s time to negotiate a settlement with the insurance company.
What to say to your insurance company during a claim settlement
After you’ve got everything taken care of on the accident scene, you’ll want to make sure to inform your insurance company about the collision. Make careful records of all the expenses you’ve incurred to repair the damage and be prepared to enter an interview with a claims adjuster, so you’ll be prepared when it’s time to fight.
It’s probably also worth it to hire an attorney if possible, so you’ll have someone on your side when it’s time for negotiations and settlements. Since Colorado isn’t a no-fault insurance state, you’ll need to prove that any injuries or damage that came about were a result of negligence.
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